General prohibition on combined offers where at least one of the components of those offers is a financial service
18-09-2013 Print this page
General prohibition of combined offers involving financial services to consumers permitted under directive and freedom to provide services
"28. In the light of the foregoing considerations, the answer to the first question is that Article 3 (9) of Directive 2005/29 must be interpreted as not precluding a national provision, such as that at issue in the main proceedings, which lays down a general prohibition – save in the cases exhaustively listed by the national legislation – of combined offers to consumers where at least one of the components of those offers is a financial service.
43. In the light of the foregoing considerations, the answer to the second question is that Article 56 TFEU must be interpreted as not precluding a national provision, such as that at issue in the main proceedings, which lays down a general prohibition – save in the cases exhaustively listed by the national legislation – of combined offers to consumers where at least one of the components of those offers is a financial service."
IPPT20130718, CJEU, Citroën v FvF
C-265/12 - ECLI:EU:C:2013:498
